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The Logic of Insurance Premiums

US News published the following amazing research: Overweight children and teens tend to eat more and exercise less. Now, that is some serious research right there. I might also add that if you stare at a pie in the window sill, you probably are more tempted to eat pie.

Sometimes I think that such logic should be applied to the insurance industry. They collect premiums from their insured; Their premiums result in profits,  unless they pay more in claims than they collect in premiums. Therefore, is there a reason that insurance companies want to quickly pay claims? Yes, I think there is a pie temptation in the window that cannot be ignored.

For some reason, pic o’ day reminded me of my crazy blog logic today:


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