Workers’ Compensation Lawyer in Nantucket, MA
As a worker, any on-the-job injuries or illnesses you suffer may be partially covered by workers’ compensation insurance. However, there are no guarantees that you will be compensated after an accident. In fact, claim denials are more common than they should be. Fortunately, our Nantucket workers’ compensation lawyer may be able to help you get the funds you deserve.
The Joel Bieber Firm Can Help You Maximize Your Claim
Your right to workers’ compensation is no guarantee that you will get compensated fairly or at all. At the Joel Bieber Firm, we represent injured workers against insurance company adjusters, healthcare system managers and agents, and employers who throw up unreasonable obstacles in our clients’ paths to compensation.
If you have been injured or have contracted an illness while on the job, give us a call, and we’ll review your case at no cost. We will explain to you your options for compensation and recommend what steps you should take next to get the most out of your claim. In some cases, you might be eligible for compensation on top of what you get from workers’ comp.
Workers’ Comp Benefits in Massachusetts
Workers’ comp insurance exists to cover injured workers’ losses in a timely manner. It is a no-fault insurance system that bypasses lawsuits and compensates injured workers regardless of fault.
Covered Losses
Injured victims may suffer many harms. However, work injury victims can not claim compensation for many of the losses that other injury victims can. Workers’ compensation insurance only covers medical care expenses and a portion of your lost wages.
Total Incapacity
Total incapacity means you can no longer work and must stay home or in the hospital while you heal. For any work-related injury covered by workers’ compensation, you are entitled to reasonable and adequate medical treatment and a whole host of other benefits, including:
- Compensation for prescriptions
- Reimbursement for healthcare-related travel expenses
- Choice of healthcare provider after your initial doctor visit
Total incapacity benefits also give injured workers 60% of their gross average weekly salary up to the state’s average weekly wage (SAWW) for up to 156 weeks.
If the total incapacity is permanent, then you collect 66% of your average weekly income for life. To be ruled permanent, the disability must prevent you from working any job at all.
Partial Incapacity
A partial disability allows an injured worker to continue working but less than normal, which results in less income than they would otherwise earn. Wage replacement for workers with partial disabilities can be determined by taking 60% of a worker’s weekly pay and then taking 75% of that figure.
For example, a person making $400 per week before being injured would multiply $400 by .6 and get $240. They would then multiply $240 by .75 and end up with a partial benefit payment of $180. The benefits may last for up to 260 weeks.
Scarring, Disfigurement, and Permanent Loss of Function
If you are scarred, disfigured, or permanently lose the function of a specific body part, you may be eligible for a lump-sum payment on top of your wage-replacement payments and medical care coverage.
Benefits for Survivors and Dependents
Sadly, some workers are killed on the job and leave dependent family members without funds. Surviving spouses can receive 66% of their deceased loved one’s average salary. However, if the spouse remarries, then the payments will become $60 a week per child.
Whatever category your incapacity is determined to be, our Nantucket workers’ compensation lawyer can navigate the claim process on your behalf and reduce the odds of a claim denial.
Other Potential Sources of Compensation
Some worker injury cases involve third parties who may be liable for the workers’ injuries. Consider a drunk driver who plows through a construction site or a defective rolling ladder that leads to an employee’s fall.
The driver and the ladder manufacturer or designer could be held to pay for the damages not covered by workers’ compensation, such as pain and suffering, which includes mental suffering. You can also pursue those wages not covered in the wage replacement payouts.
Contact Our Nantucket Workers’ Compensation Lawyers Today!
Our Nantucket workers’ compensation lawyer is ready to help you get past obstacles in the claim process and pursue the compensation you deserve. Whether your claim was denied or your employer is giving you trouble, the Joel Bieber Firm is here for you. Contact our office for a complimentary consultation, and take action on your case today.
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Frequently Asked Questions
How Much Will a Workers’ Compensation Lawyer Cost?
There are no initial costs of hiring a Nantucket workers’ compensation lawyer. Once you receive your compensation package, your attorney’s fees and costs will be calculated based on your award total.
What If My Workers’ Compensation Claim Is Denied?
Our Nantucket workers’ compensation lawyer can help you prepare for an appeal and represent you in the appeals process. You should not panic if you receive a denial. Many claims receive denials, only to later be approved.
The bottom line is that if your claim is denied, schedule a free consultation with a Nantucket workers’ compensation lawyer. You need a professional on your side.
Will My Work Injury Be Covered by Workers’ Compensation?
If you are an employee and you suffer a work-related injury while on the clock, you will likely be covered. There are important factors that play into the determination of whether an injury is eligible or not. Speaking with a Nantucket workers’ compensation lawyer will help answer this question.
Should I Hire a Lawyer for My Workers’ Comp Claim?
Yes. You deserve to have full representation when dealing with professional claims adjusters and employment lawyers. A Nantucket workers’ compensation lawyer will protect your right to compensation and fight for the award you deserve.
WHAT IS MY CASE WORTH?
Contact an experienced Injury Claims Lawyer at The Joel Bieber Firm today for your free initial consultation.